It’s About Time That Baby Boomers Took Our Warnings Seriously

For some time now we have been warning baby boomers that they can’t afford the investment risk they have been taking, but nothing brings home the reality of risk better than a full-blown panic. No one knows yet how[...]

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The Good, the Bad, and the Ugly of Recessions and Bear Markets

Some use the words “recession” and “bear market” interchangeably, but they are not the same. A recession is a slowdown in economic activity, characterized by decreases in GDP growth. A bear market is a decrease in the[...]

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The History and Future of Gold as an Investment

The use and attraction of gold dates back to ancient civilizations. Flakes of gold have been found in Paleolithic caves dating back as far as 40,000 B.C. The first firm evidence we have of human interaction with gold[...]

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10 Reasons to be Concerned About Stock and Bond Prices

The past decade has been among the best in history for making money in stocks and bonds, and it may be that this momentum will extend well into this new decade, but there are ten reasons to be concerned about the[...]

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America’s Social Programs are Going Broke

Is 2021 the Year to Add New Ones? “If you find yourself in a hole, stop digging”   Source: Will Rogers

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How Should I Allocate My Assets?

 What is your current asset allocation to stocks and bonds? There’s a good chance that it’s 60% in stocks and 40% in bonds because individual retirement account (IRAs) and near-dated target date funds (TDFs) have this[...]

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How Much Could You Lose in the Next Market Crash?

 

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Don’t be a Target Date Fund Victim

Target Date Funds (TDFs) have three interest groups: investment managers, fiduciaries, and beneficiaries The interests of these three groups are not aligned. If you’re in a TDF, you’ll lose in the next market correction[...]

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Smart Investing

A lot of time, energy and money are wasted seeking alpha – trying to beat the averages. This may be heresy to you, but before you get mad, or stop reading, let’s have a discussion. You may find that there are better[...]

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What Does Recession Mean For Your Retirement?

In the first 2 weeks of August, 2019 the Dow Index fell 1700 points, about 6%. The first drop in prices was attributed to the US trade war with China, but then an inverted yield curve became the culprit, bringing the[...]

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